FILING CHAPTER 7 BANKRUPTCY IN CHANDLER, ARIZONA
First off, you must be eligible to file Chapter 7 in Chandler, Arizona. Also, you must meet these requirements:
- You must pass the Arizona Means Test
- Also you may not file if you have received a Chapter 7 discharge in the last 8 years.
When preparing for a Chapter 7 bankruptcy filing with your Chandler bankruptcy lawyer, you will need to provide information about your current debt, property owned, and finances. Every bankruptcy case is different and unique in it’s own way. Besides the normal information, your bankruptcy attorney may need additional information from you to complete your chapter 7 bankruptcy filing.
The experienced debt relief team at Chandler Bankruptcy Lawyers law firm will help you with preparation of all bankruptcy documents, and bankruptcy filing deadlines. Our Chandler chapter 7 bankruptcy lawyer will work with you every step of the way as you file for bankruptcy protection in Chandler, Arizona.
Customer service matters to us. Our Chandler bankruptcy attorney and staff will communicate with you throughout the entire process so that you feel confident and prepared and comfortable with the experience. We have a large staff of lawyers and staff. We are easily accessible by phone, e-mail, or in our Chandler bankruptcy law office.
Chandler Chapter 7 Bankruptcy Attorneys FAQs
The first step to filing bankruptcy is consulting with an attorney to make sure you qualify. They should be able to analyze your income to determine if you are under your state’s median income level, or if you qualify for Chapter 7 through the Means Test.
Once you have qualified for bankruptcy and hired your attorney, you will need to submit documents to them. Documents you will need to provide include, but not limited to: 2 years of tax returns; 6 months of paystubs; your driver’s license and social security card; your bank statements; recent divorce and child support documents; vehicle registrations, and any judgments against you. Your attorney will tell you which documents apply for your case. You will likely need to file out a client intake form and list the value of your belongings. You will also need to take an online credit counseling course.
Once you have submitted your documents, your attorney will draft your petition. You will meet with your attorney to review the petition, sign it, and prepare for your 341 Meeting of Creditors. The attorney will then file your petition for you. You will soon receive a letter from your trustee informing you of your court date and most likely requesting additional documentation from you. You should send the information to your trustee as soon as possible.
You will need to pay for two credit counseling courses, which start at $15 each. The court filing fee for a Chapter 7 is $335. Fees for legal representation in a Chapter 7 will vary. Attorneys cost more in some geographic areas. Your fees could be higher if you have a particularly complex case. Attorneys with more experience may charge higher fees.
$0 DOWN CHAPTER 7 BANKRUPTCY PAYMENT PLANS
When you are faced with a debt situation that requires immediate attention, chances are you’re not be ready for the costs of retaining an attorney. Thus, if you need an emergency bankruptcy to stop a garnishment, prevent a repossession, or to save your home from foreclosure, we can help RIGHT NOW. Even if you don’t have the money up-front to file your Chapter 7, Chandler Bankruptcy Lawyers can help you. How? If you qualify for our $0 down Chandler bankruptcy payment program, you pay no money down. The remaining fees are paid through an agreed monthly payment schedule over time. Contact our Chandler and Gilbert bankruptcy lawyer for a free consult. Call our Arizona Ch 7 Attorneys today (480) 833-8000.
When to consider Chapter 7 Bankruptcy in Chandler, Arizona
- Chapter 7 erases most, if not all, debt.
- Filing bankruptcy gives you a clean financial slate.
- When Chapter 7 filing will stop a wage garnishment.
- Once you’ve filed, creditors must stop calling you.
- Chapter 7 stops people from harassing you in attempt to collect money.
- Additionally, filing bankruptcy may allow you to save your home from foreclosure.
- There is exempt property that you may keep in a chapter 7 bankruptcy.
- Also, filing chapter 7 bankruptcy stops a vehicle repossession in most cases.
- bankruptcy stops utility service shut-off
- You can use Chapter 7 bankruptcy to get rid of credit card debt.
- A Chapter 7 filing erases medical debt.
- Declaring bankruptcy allows you to take control of your debt.
- End the stress and sleepless nights brought on by debt.
- Get yourself a “Fresh Start”. File chapter 7 bankruptcy.