Fotor0107113756 Filing Chapter 7 Bankruptcy in Chandler, Arizona

The most common type of bankruptcy filed by residents in Chandler, Arizona and throughout Arizona is Chapter 7 bankruptcy.  Chapter 7 Bankruptcy is primarily an option for people with lower incomes who find themselves struggling with insurmountable debt.  Income criteria established by bankruptcy law determine which debtors may qualify to file for chapter 7 bankruptcy.  By design, Chapter 7 bankruptcy is for those who have little to no valuable assets that would need protection from liquidation (sale).

If you or someone you know in Chandler, Maricopa County, or in Arizona is facing overwhelming debt, suggest that they contact a Chandler, AZ bankruptcy lawyer at My AZ Lawyers, PLLC today.  Our attorneys and debt relief experts will discuss how filing chapter 7 bankruptcy may be an option which will provide debt relief and financial freedom.  Also, our Chandler chapter 7 bankruptcy lawyers offer free initial consultations.  We also offer payment plans, low legal fees, and the option of filing bankruptcy by phone.  By all means, contact an affordable chandler bankruptcy attorney today.

Not all types of debt can be dismissed in a chapter 7 bankruptcy filing.

Debts that are not able to be dismissed in a chapter 7 bankruptcy include:

  • Unpaid Taxes (Less than Three Years Old)
  • Government Student Loans
  • Alimony or Back Alimony Owed
  • Monies Owed in Personal Injury Judgements
  • Current and Back Child Support
  • Debt Created by Fraudulent Means

Additionally, Chapter 7 bankruptcy is the most popular chapter of bankruptcy for people needing debt relief in Chandler, Arizona.  Contact a Chandler bankruptcy lawyer if you are suffering extreme financial stress and find out if you are eligible for Chapter 7 bankruptcy.  It is likely that you are.  Our dedicated Chandler chapter 7 lawyers can assist you and will review your other debt relief options so that you can choose the right solution to your financial situation.

The Chapter 7 Bankruptcy Filing Process

The process of filing Chapter 7 bankruptcy in Chandler involves liquidating all of an individuals nonexempt assets to aid in paying off their creditors, as well as cancelling out debts by a chapter 7 bankruptcy trustee.  In addition, an individual filing for chapter 7 bankruptcy protection usually has few valuable assets.  The liquidation process of a chapter 7 bankruptcy tends to be more straight forward than other chapters of bankruptcy.  An experienced Chandler bankruptcy attorney can evaluate your case and determine which chapter of bankruptcy is the best debt relief solution for you and your family.  Don’t delay!  A “fresh start” is only a phone call away.

(480) 448-9800